Monday, December 26, 2011

Ways of Making Money

The food ads are mighty attractive at this time of year. A few items are being offered at decent sale prices: bacon, eggs, cheese, soup, canned tomatoes, flour, chicken broth, coffee, yams, canned and plain frozen vegetables, crackers (I’m partial to the cracked pepper and olive oil Triscuits), potatoes, butter, apples, and canned beans.

The idea is to get us to buy extra ingredients for holiday meals and those homemade sweets. But why not buy extra ingredients for ourselves?

This may seem like an obvious idea, but not everyone thinks along frugal lines. They buy the way they usually do – week to week. The trouble is, food prices go up from week to week. By locking in at current prices, you’re investing in food futures, so to speak.

Having extra food on hand also means you’ve always got something to fix for lunch or dinner. This helps you not to rely on takeout. Worst-case scenario: If your fortunes go south in the new year, you’ve got what my MSN Money colleague Liz Pulliam Weston calls “the emergency fund you can eat.”

The sunk-cost menu
Your budget may be stretched thin during the holidays (or maybe year-round). But anyone with even an extra dollar or two per shopping trip should be looking to stock up.

The canned tomatoes and beans can be turned into a 20-minute chili that will warm you on a cold January evening. With some cheese and a mug of tomato soup, those Triscuits will make a simple but satisfying weekend lunch. That loss-leader flour is the centerpiece for a night-before-payday event known as “breakfast for supper,” i.e., pancakes or waffles.

Best of all: These will be sunk-cost meals. So stock up for January and beyond, when you’re receiving a higher-than-usual utility bill due to a cold snap – or the credit card bills from holiday indulgences.

Position yourself now for a little after-the-fact frugality. Keep your favorite chili recipe handy too.

More stories from Donna Freedman:

    Go out to lunch. Seriously.
    Ain’t no tomato like a Jersey tomato
    The hottest news in yogurt-making

This story originally appeared on Money Talks News.


See even more ways to save at the grocery store here >




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Tuesday, December 20, 2011

Making Money Online Forum


Alternate Picking Fast Start - Online Alternate Picking Course by thenyouwin






At first glance, Alex Zhardanvosky and Joe Speiser don’t practice the “stick to your core competencies” mantra they preach. After selling a major share of Azoogle (now part of Epic Media Group), the online advertising business they founded in 2000, they started selling… pet food.


“In 2002 we had $2.1 million in sales at Azoogle,” Alex says. “By 2005 we had grown to $64 million. We sold a chunk of the company and started looking for another business we could start from scratch.”


In spite of the Pets.com debacle—in fact, partly due to the highly public failure of Pets.com—the two launched PetFlow.com, a scheduled online pet food business, in March 2010.


“We love pets, and as pet owners we knew there was no way for a customer to buy pet food online easily,” Alex says. “The industry had been largely devoid of investment after Pets.com failed, and we saw that as a definite opportunity.” After less than four months PetFlow.com took its first orders and has since grown at a 10-15% monthly pace, with November sales reaching nearly $1.5 million.


Alex has started several successful businesses—and has made angel investments in a number of companies founded by previous partners and employees—so I asked him to share a few lessons learned from multiple start-ups. Here’s what he said, in his own words:


Never try to act “big.” Red tape starts playing a big factor when a start-up reaches a certain size. Small companies try to act really big, sometimes just because a few employees came from larger companies and they feel the organization needs to become more “corporate.” For example, frequent meetings aren’t a productive way to spend time. In big corporations you have Monday sales meetings, Wednesday management meetings, Thursday operations meetings… but if you create a naturally open forum, you don’t need all that. We set up open office layouts so we don’t need to discuss things as a team; everyone is already in everyone’s business, so to speak, in a really good way. Joe and I share an office and we almost never close our door.


“New” doesn’t have to mean “complicated.” Most products are wants, not needs. You don’t have to buy an iPod, but if you have a dog you have to feed your dog. We wanted to provide a solution to an ongoing need. The pet category is completely recession-proof and it isn’t based on fads or fashion. Plus it’s non-cyclical: Dogs don’t eat more at Christmas than they do in July, so we don’t have to ramp up for the holiday season. As long as we execute well our customers naturally become long-term customers.


What others do is irrelevant. On the Internet it’s all about deals, but when you create a valuable product and service proposition you don’t have to give it away. We don’t offer sales or discounts. While we provide pet food, we really sell a service and the elimination of a chore. In essence, we sell time—our customers’ time. To feed your pet you have to go to the store, walk down the aisle, stand in line, lug the heavy bag home… and do it over and over. That’s a chore. Customers love us because we eliminate that chore, and brands love us because we don’t discount their products and dilute the value of their brand. Most online retailers focus solely on being the low-cost provider, but providing the best overall value—in cost, convenience, and making life better for your customers—matters a lot more.


Stick to your core competency.  We learned this the hard way. When we started our online advertising network we focused on cost-per-action (CPA), performance-based advertising. Then we spent a year trying to start a cost-per-impression (CPM) network and eventually realized our customers didn’t want it. We diverted lots of smart people and spent lots of money on a glittery opportunity that was a complete loss of time and revenue. Now we like to say, “Never bend over a dollar to pick up a quarter.”


Of course you could argue that PetFlow.com wasn’t in our core competency, but while the category itself is different we knew the model inside out. In our online advertising business we worked with Netflix, Blockbuster, Columbia House, and other major subscription-based services. We knew how to land and develop long-term customers.  So we stuck to our core competency, at least until we had to…


Take over when you have to. We started out using a third-party logistics (3PL) provider to handle fulfillment. The problem is that once you reach a certain growth rate it’s tough for a 3PL to grow with you. When our 3PL started to struggle—missing ship dates, shipping orders incorrectly, shipping to wrong addresses, etc.—we knew we were in trouble, because from a business owner’s standpoint there are only two things that matter: How many customers you have and how long you keep them. So we stopped advertising in June, leased our own facilities, and jumped headfirst into warehousing and logistics, even though it’s something we knew nothing about. We thought we could use others to handle critical tasks but we were wrong.


As daunting it seemed, we got really smart people to help us. We found the best in breed software, found a staffing agency to help us hire great people, and already we’re more efficient than our 3PL had been.


Our business is highly dependent on scale and growth, and it’s really important that we deliver consistently... so core competency or not, we had to take over.


Delegate—and then delegate some more. Our employees typically don’t need to ask for permission. We give employees a specific task and trust them to make the right decisions; if they don’t, together we’ll figure out what to do better next time—and then everyone will know what to do. Then, after we delegate we...


Don’t micromanage. I ask people to only copy me on emails when they want me to know about something, not because I have to know. When employees feel they have the authority to take action and generate revenue for the company, they’re a lot more productive.


Find what matters and then excel. We don’t try to make PetFlow.com a pet food “discovery” site. And we don’t try to educate our customers about pets or pet foods because they’re already extremely knowledgeable. Our goal is to make it easy for customers to purchase what they already know they want, so we focus our energy on making our shopping cart and checkout system as simple and easy as possible. “More” isn’t always better. Sometimes "more" is just distracting.


Let your customers drive your business. We currently have about 4,500 SKUs and we’re expanding all the time because we let our existing customers tell us what they want. Customers will buy what they ask for, so find ways to ask. When your customers tell you what they want and you give them what they want they’ll stick with you for a long time.









Read more:

  • 7 Things Highly Productive People Do

  • 5 Jobs You Should Have Before Starting a Business

  • Want to Build an App? This Is the Customer to Target






  • At first glance, Alex Zhardanvosky and Joe Speiser don’t practice the “stick to your core competencies” mantra they preach. After selling a major share of Azoogle (now part of Epic Media Group), the online advertising business they founded in 2000, they started selling… pet food.


    “In 2002 we had $2.1 million in sales at Azoogle,” Alex says. “By 2005 we had grown to $64 million. We sold a chunk of the company and started looking for another business we could start from scratch.”


    In spite of the Pets.com debacle—in fact, partly due to the highly public failure of Pets.com—the two launched PetFlow.com, a scheduled online pet food business, in March 2010.


    “We love pets, and as pet owners we knew there was no way for a customer to buy pet food online easily,” Alex says. “The industry had been largely devoid of investment after Pets.com failed, and we saw that as a definite opportunity.” After less than four months PetFlow.com took its first orders and has since grown at a 10-15% monthly pace, with November sales reaching nearly $1.5 million.


    Alex has started several successful businesses—and has made angel investments in a number of companies founded by previous partners and employees—so I asked him to share a few lessons learned from multiple start-ups. Here’s what he said, in his own words:


    Never try to act “big.” Red tape starts playing a big factor when a start-up reaches a certain size. Small companies try to act really big, sometimes just because a few employees came from larger companies and they feel the organization needs to become more “corporate.” For example, frequent meetings aren’t a productive way to spend time. In big corporations you have Monday sales meetings, Wednesday management meetings, Thursday operations meetings… but if you create a naturally open forum, you don’t need all that. We set up open office layouts so we don’t need to discuss things as a team; everyone is already in everyone’s business, so to speak, in a really good way. Joe and I share an office and we almost never close our door.


    “New” doesn’t have to mean “complicated.” Most products are wants, not needs. You don’t have to buy an iPod, but if you have a dog you have to feed your dog. We wanted to provide a solution to an ongoing need. The pet category is completely recession-proof and it isn’t based on fads or fashion. Plus it’s non-cyclical: Dogs don’t eat more at Christmas than they do in July, so we don’t have to ramp up for the holiday season. As long as we execute well our customers naturally become long-term customers.


    What others do is irrelevant. On the Internet it’s all about deals, but when you create a valuable product and service proposition you don’t have to give it away. We don’t offer sales or discounts. While we provide pet food, we really sell a service and the elimination of a chore. In essence, we sell time—our customers’ time. To feed your pet you have to go to the store, walk down the aisle, stand in line, lug the heavy bag home… and do it over and over. That’s a chore. Customers love us because we eliminate that chore, and brands love us because we don’t discount their products and dilute the value of their brand. Most online retailers focus solely on being the low-cost provider, but providing the best overall value—in cost, convenience, and making life better for your customers—matters a lot more.


    Stick to your core competency.  We learned this the hard way. When we started our online advertising network we focused on cost-per-action (CPA), performance-based advertising. Then we spent a year trying to start a cost-per-impression (CPM) network and eventually realized our customers didn’t want it. We diverted lots of smart people and spent lots of money on a glittery opportunity that was a complete loss of time and revenue. Now we like to say, “Never bend over a dollar to pick up a quarter.”


    Of course you could argue that PetFlow.com wasn’t in our core competency, but while the category itself is different we knew the model inside out. In our online advertising business we worked with Netflix, Blockbuster, Columbia House, and other major subscription-based services. We knew how to land and develop long-term customers.  So we stuck to our core competency, at least until we had to…


    Take over when you have to. We started out using a third-party logistics (3PL) provider to handle fulfillment. The problem is that once you reach a certain growth rate it’s tough for a 3PL to grow with you. When our 3PL started to struggle—missing ship dates, shipping orders incorrectly, shipping to wrong addresses, etc.—we knew we were in trouble, because from a business owner’s standpoint there are only two things that matter: How many customers you have and how long you keep them. So we stopped advertising in June, leased our own facilities, and jumped headfirst into warehousing and logistics, even though it’s something we knew nothing about. We thought we could use others to handle critical tasks but we were wrong.


    As daunting it seemed, we got really smart people to help us. We found the best in breed software, found a staffing agency to help us hire great people, and already we’re more efficient than our 3PL had been.


    Our business is highly dependent on scale and growth, and it’s really important that we deliver consistently... so core competency or not, we had to take over.


    Delegate—and then delegate some more. Our employees typically don’t need to ask for permission. We give employees a specific task and trust them to make the right decisions; if they don’t, together we’ll figure out what to do better next time—and then everyone will know what to do. Then, after we delegate we...


    Don’t micromanage. I ask people to only copy me on emails when they want me to know about something, not because I have to know. When employees feel they have the authority to take action and generate revenue for the company, they’re a lot more productive.


    Find what matters and then excel. We don’t try to make PetFlow.com a pet food “discovery” site. And we don’t try to educate our customers about pets or pet foods because they’re already extremely knowledgeable. Our goal is to make it easy for customers to purchase what they already know they want, so we focus our energy on making our shopping cart and checkout system as simple and easy as possible. “More” isn’t always better. Sometimes "more" is just distracting.


    Let your customers drive your business. We currently have about 4,500 SKUs and we’re expanding all the time because we let our existing customers tell us what they want. Customers will buy what they ask for, so find ways to ask. When your customers tell you what they want and you give them what they want they’ll stick with you for a long time.









    Read more:

  • 7 Things Highly Productive People Do

  • 5 Jobs You Should Have Before Starting a Business

  • Want to Build an App? This Is the Customer to Target



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    Monday, December 19, 2011

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    business cards by Eden (Mrs.) Kennedy


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    Lastly, it's important to master the proper washing ways to get a particular kind of carpet clean. Many individuals end up inside circumstances where they've got the right washing real estate agents and also the right equipment but have no idea the right ways to perform good job. The web is a great tool to make use of for learning the best carpet cleaning strategies from your experts on their own.




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    Thursday, December 15, 2011

    Hints on choosing a appliance repair service Appliance Repair Chicago


    business cards by Scott! Williams




    Tips on hiring an appliance repair service



    1. For any decisions concerning picking a major appliance repair business, get advice initially a variety of appliance repair companies through individuals whoever views you confidence, just like your family along with pals that have got encounters throughout getting appliance repair products and services before
    .


    2. Consider when it is more cost-effective to just junk the appliance for any completely new a single when compared with to have the idea mended with a skilled. Cost-free quotes can also be due to a number of appliance repair chicago
    on the net or over the device. That way, you won't need to ought to book a proper assistance call for a technical assistant without delay and have charged expensive charges for the easy repair that one could also accomplish by yourself. At this time, you possibly can pre-judge no matter whether you must mend or perhaps exchange the particular bad machine
    .


    3. Yet another component that will assist you to think about whether it is best to use a professional appliance repair technician is the normal life span of appliance. Perform tiny investigating online to learn should your machine might be far too older of course, if mending it will you should be the waste materials connected with income in addition to time period
    .


    4. In some aged types of dishwashers, washing machines, and also refrigerators, they will are apt to have a much better high quality when it comes to their own inner pieces when compared with existing low-end versions. Globalization provides resulted to using particular modest areas of several home equipment to become manufactured in mass in lots of spots on the globe; this particular led for the output of low-cost, somewhat low-quality inside elements. There are numerous very good and also tough old-model home equipment that might be value mending
    .


    5. A simple take action involving unplugging subsequently insert back again a digital equipment can sometimes distinct the situation regarding moderate electronic doesn't work properly on washers
    .


    6. Prior to deciding to locate a specialist appliance repair technician to come over and also execute the particular fix for you, you should verify the various search engines pertaining to appliance repair guides that might identify the issue along with found common do-it-yourself steps. On the internet product study materials are usually cost-free and will give you comprehensive exactly how you can do small repairs regarding particular types of appliances for the home
    .


    7. For those who have the knack for doing this and choose to carry out technological property maintenance alone, you must perform like an established as well as don security glasses along with steel-toed safety sneakers. Additionally it is sound judgment to help unplug the applying 1st before you begin unscrewing anything at all. Razor-sharp edges can be found within dryers so you must be mindful whenever working on just one
    .




    Why you should hire a professional appliance repair service?


    Selecting an established to perform a great appliance repair helps keep anyone coming from throwing away your time and effort trying out this operation of a house kitchen appliance which you do not understand. Trying to remedy it alone may give you much more damage in your kitchen appliance. There are so many affordable appliance repair providers becoming publicized online or maybe on the phonebook. You'll be able to always contact the right choice who are able to deal with what ever not working machine possibly you have in your own home
    .



    There are particular household product goods which can be additional cost-effective to repair compared to to switch. Microwaves, refrigerators, freezers, ranges, dryers, stove tops, for example. strengthen our day-to-day lifestyles; we from time to time also discover comfort by using these people. If they get damaged or cease working correctly, doing away with them immediately in support of a fresh one particular will not be monetarily noise. You will find a great number of situations in which your malfunctioning is quite bit of a, in support of many trivial modifications as well as uncomplicated maintenance tasks will make the item possibly be as well as brand new yet again
    .



    Authorities which offer you house restore solutions can be found on the internet as well as for the phonebook, along with many are going to appear more than or perhaps speak with an individual about the phone to present totally free rates about possible rates with regard to fixing a specific home kitchen appliance
    .



    What to look for when hiring a professional appliance repair service?


    Ask from family members along with pals first intended for tips. The individuals as their ideas you have confidence in are normally the most beneficial way to obtain information concerning some other home appliance repair providers they have tried before.



    If you work with both a on the web appliance repair forum as well as a good on-line advertising campaign of the commercial appliance repair business, then you definitely must ensure that it affirms “licensed and also insured” so that you can be sure that you will be having the services from your specialist who's been subject to a new conventional appliance repair training. The actual company’s express licenses should likewise be an occasion you had that you should watch out for. This permission number should be valid plus the insurance plan should be informed. Moreover, you will need to study about how exactly lengthy that will appliance repair business has been in company along with which places that performs; an organization using a large amount of community background tends to be additional trusted because it will go by means of a number of plans and keep it's specialized standing in the marketplace. Yet another important thing to never overlook though trying to find a appliance repair service is whether or not the organization is actually listed in major world-wide-web websites like the yellow-colored pages, Yahoo routes, Bing community, and so on. That need to be shown anywhere; a very imprecise a single could just be a inexperienced new venture or even a swindle. You need to likewise keep in mind that appliance repair chicago
    which market intensely might impose so much beyond these tiny neighborhood kinds of which count less upon promotion nevertheless large about the word-of-mouth distributed in their good restoration providers.



    If you have finally determined that appliance repair firm to go having, you may ask pointedly about the label of the technician who will end up being providing people and also immediately inquire for you to talk to them very first. At this point, it's advocated you question the actual technician just how long she or he has been repairing home appliances. Give the technical assistant the important points on the issue. Offer each of the indicators consequently that she or he could think of feasible reasons for the appliance fail to function properly. Your pc professional is likely to provide several achievable brings about with the kitchen appliance issues perhaps ahead of he / she features the chance to are available in excess of to your house. Ultimately, look for a approximate of the restoration price once you've discussed the challenge. An expert pc professional is usually ready to offer you one



    It’s important to keep in mind that when you're looking for an appliance repair company, make sure you check their own reputation. Discover what some other previous customers need to say regarding them. Go to: www.aaaasc.com for more information regarding tracking down a reputable appliance repair in Chicago or perhaps lookup by utilizing appliance repair Chicago. Once you've your website, check out their own service locations to find out should they possess coverage in which your property is positioned. Then call the quantity for your location as well as schedule an appointment.